How To Enroll In Marketplace Health Insurance
The Utah Health Insurance Marketplace collaborates with authorized partner Health Sherpa to streamline the enrollment process, ensuring residents have access to a user-friendly platform for selecting and enrolling in health insurance plans.
What You’ll Need Before You Start
Before you begin the enrollment process, gather the following documents and information. Having everything ready will help ensure your application goes smoothly and prevent delays:
Basic Personal Information
Full name, date of birth, and address.
Social Security number (or proof of legal residency, if applicable).
Phone number and email address for contact purposes.
Income Information
Recent pay stubs or proof of income (e.g., tax returns, W-2 forms, or other documentation of household income).
If self-employed, your most recent tax return and profit/loss statement.
Information about any unemployment benefits, alimony, or child support you may be receiving.
Use this information to estimate your income for the plan year.
Tax Information
Your most recent tax return or information on any tax exemptions, credits, or deductions that apply.
If you’re applying for financial assistance, you may be asked to provide your household’s Modified Adjusted Gross Income (MAGI).
Household Information
Names, birthdates, and Social Security numbers of all household members you want to include in the plan.
Information about whether any household members have access to employer-sponsored health insurance.
Current Health Insurance Details (if applicable)
Information about your current health insurance plan, including the provider, plan type, and coverage details, if you’re switching plans.
Citizenship or Immigration Status
Proof of U.S. citizenship or lawful immigration status for everyone applying for coverage.
This could include documents such as a passport, Green Card, or work visa.
Step-by-Step Enrollment Process
Once you have all your documents ready, follow these steps to enroll in a health insurance plan via HealthSherpa:
1. Start by Entering Your Basic Information
- -Visit HealthSherpa and enter your Zip Code to find available health insurance plans in your area.
- -Name (optional): Enter your full name to personalize your plan options.
- -Email (optional): Provide your email address to receive detailed plan information, updates, and reminders.
- -Phone Number (optional): Add your phone number if you’d like to receive direct support or follow-up about your health insurance options.
- -Click See Plans and Pricing to move forward.
2. Provide Basic Information About Your Household
- -Personal Details: Include your age, gender, spouse, and dependents.
- -Tobacco Usage: Indicate if you use tobacco products.
- -Other Coverage: Specify if you’re eligible for health insurance through your employer, Medicaid, CHIP, or Medicare.
- -Income Estimate: Enter your estimated household income to determine eligibility for subsidies.
3. Review Your Cost Savings
- -Discover how much Advance Premium Tax Credit (APTC) you qualify for and any Cost Sharing benefits that may apply to your plan.
4. Special Enrollment Period
- -If you’re applying outside of the open enrollment period, you’ll need to select a Qualifying Life Event to qualify for a Special Enrollment Period.
5. Verify Provider and Prescription Coverage
- -Ensure your doctors and prescriptions are covered by the plan, or you can skip these steps if not applicable.
6. Compare Plans and Prices
- -View the available health insurance plans and compare their costs based on the information you’ve provided.
7. Finalize Your Plan
- -Add your selected plan to the cart and click Start Application to complete your enrollment process.
Need Help? We're Here for You!
If you need help during the enrollment process, don’t hesitate to reach out. We can assist you with:
- 1. Answering any questions you have about your options.
- 2. Helping you understand how subsidies work.
- 3.Ensuring you pick the plan that fits your healthcare needs and budget.
Contact us today for personalized support!